Cargo Insurance

With one of the largest, most experienced networks of cargo insurance specialists, claims experts and risk consultants in the business, Allianz Global Corporate & Specialty (AGCS) delivers local solutions for marine cargo risks in more than 200 countries and territories.
Product description

Every client's needs are different. That's why we work closely with risk managers and brokers to offer custom cargo insurance coverage, backed up by market-leading capacity, flexible underwriting, strong financial ratings and fast claims handling.

We have the hands-on experience needed for any type of cargo insurance claim, from simple to complex losses (e.g. general average and piracy).

And our recovery services focus on reducing the financial impact of loss, paying special attention to salvage and subrogation solutions, helping to reduce clients' net losses and lower program costs.

Risks covered
Our team of risk consultants, marine engineers, master mariners and logistics and supply chain security specialists provides technical expertise and solutions across every multi-modal risk:
  • general cargo and goods in transit
  • project cargo (including delay in start-up)
  • logistics and security
  • packaging
  • temperature-sensitive and theft-attractive cargo
  • warehouse inspections
  • international insurance programs
  • captive solutions
  • piracy
  • difference in conditions and difference in limits (DIC/DIL)
  • stock through-put
  • freight liability
  • cargo consequential loss
  • war and strikes (including terrorism)
At AGCS we offer coverage for international transit, domestic transit, stock through-put, project cargo (including delay in start-up) and tailored coverages with specialized wording linked to industry segments, with a particular focus on:
  • Complex business that requires local policies, risk controls and tailored underwriting/claims expertise
  • Multinational and captive Programmes
  • Project cargo including delay in start-up
  • Appetite for risks in a wide range of industries with a focus on risk managed accounts (e.g. manufacturers, importers/exporters and traders
  • Stockthrouput policies and transit programmes
AGCS will consider every risk on its own merit. Capacity and coverage offered to individual clients subject to hazard, Nat Cat exposure, grading, terms & conditions.
The products and services described on this page may not be available in all AGCS locations. Please contact your local office for full information on local product availability.
In partnership with Allianz UK, we offer UK brokers online cargo and freight insurance for UK SME customers.
Financial strength backed by
strong ratings
Network to service clients in 200+
countries and territories
Manager of 2,800+ global programs for international insurances
A tradition of excellence, 100+ years of technical expertise
Wide range of dedicated risk consulting services by our engineers
We field one of the strongest claims teams of any global insurer
92m customers globally – we insure over three quarters of the Fortune 500®
4,000+ employees in over 30 countries and 50 offices worldwide
Part of the Allianz Group, a leading financial services provider
ESG integrated into our underwriting via industry-leading rules and tools
Allianz Group is a founding member of UN Net-Zero Insurance Alliance

Allianz Risk Barometer

  1. Business interruption (42%) - 2021 rank: 2 (36%)
  2. Natural catastrophes (33%) - 2021 rank: 3 (27%)
  3. Fire, explosion (25%) - NEW
Our mobile app is a useful resource center for all our clients and brokers in North America. It features company information, product sheets and risk appetites for every line of business and service, and contact information for underwriters and other key members of the organization.
The Allianz Group offers a wide range of products, services, and solutions in insurance and asset management and operates as an international insurer on almost every continent.
With our worldwide network, Allianz Global Corporate & Specialty (AGCS) is one of the very few global insurers with an exclusive focus on the needs of global corporate and specialty clients.