Environmental Liability Insurance

Given the potentially catastrophic consequences of environmental damages, it's essential for companies to evaluate, mitigate and protect against these risks.

Allianz Global Corporate & Specialty (AGCS) has a team of expert underwriters who can provide tailored environmental liability insurance, with tailored solutions in the areas of premises pollution and contracting pollution.

Product description

Our Premises Pollution Solutions can help mitigate and protect your company against a wide range of environmental liability risk, from pollution to biodiversity damage. These solutions are perfect for companies with manufacturing plants, distribution centers, laboratories, warehouses, and even retail outlets.

We also provide Contractor Pollution Solutions to protect your company's reputation and finances if your work on a construction site has been claimed to have an adverse impact on the environment. Best of all, these solutions can be written on a practice- or project-specific basis.

Risks covered
  • pollutant releases
  • biodiversity damages
  • bodily injury
  • contractors' pollution liability
  • single or multi-site coverages including global insurance program for multinationals
  • remediation expenses
  • costs to rectify operations by implementing improvements
  • fines or penalties if bodily injury is sustained
  • defense costs against third party allegations for injuries
Partner with us for Environmental Liability Insurance and you will have access to 24/7 emergency response services, provided by HETI and GM Consultant. With more than 30 years of experience, HETI can help you deal with and mitigate the impact of environmental emergencies.
Our Environmental Liability Insurance provides premises pollution and contractors pollution coverage for large accounts and middle market business, with a special focus on:
  • Manufacturing/process industries
  • Energy (downstream)
  • Construction (practice and projects)
  • Real estate
  • Retail trade
AGCS will consider every risk on its own merit. Capacity and coverage offered to individual clients subject to hazard, Nat Cat exposure, grading, terms & conditions.
The products and services described on this page may not be available in all AGCS locations. Please contact your local office for full information on local product availability.
Financial strength backed by
strong ratings
Network to service clients in 200+
countries and territories
Manager of 2,800+ global programs for international insurances
A tradition of excellence, 100+ years of technical expertise
Wide range of dedicated risk consulting services by our engineers
We field one of the strongest claims teams of any global insurer
92m customers globally – we insure over three quarters of the Fortune 500®
4,000+ employees in over 30 countries and 50 offices worldwide
Part of the Allianz Group, a leading financial services provider
ESG integrated into our underwriting via industry-leading rules and tools
Allianz Group is a founding member of UN Net-Zero Insurance Alliance

Allianz Risk Barometer

  1. Business interruption (73%) - 2021 rank: 1 (66%)
  2. Cyber incidents (42%) - 2021 rank: 2 (49%)
  3. Natural catastrophes (29%) - NEW
Our mobile app is a useful resource center for all our clients and brokers in North America. It features company information, product sheets and risk appetites for every line of business and service, and contact information for underwriters and other key members of the organization.
The Allianz Group offers a wide range of products, services, and solutions in insurance and asset management and operates as an international insurer on almost every continent.
With our worldwide network, Allianz Global Corporate & Specialty (AGCS) is one of the very few global insurers with an exclusive focus on the needs of global corporate and specialty clients.