Property Insurance

Allianz Global corporate & Specialty (AGCS) specializes in corporate property insurance for the most complex and challenging risk exposures in more than 200 countries and territories. With a focus on larger international risk portfolios, we offer tailor-made 'All Risks' property damage and business interruption insurance through our global network.

Our experience speaks for itself, insuring the majority of Global Fortune 500 companies, managing over 1000 global property insurance programs, and fielding an underwriting team averaging over 20 years’ experience, backed up a worldwide team of risk consultants and claims specialists.

Product description

Comprehensive All Risks property insurance covering physical damage and business interruption worldwide, from single premises to multi-location Allianz Multinational  programs, backed by market-leading capacity and financial strength.

Take out Property Insurance with us and you'll gain access to a network of over 200 expert risk consultants around the globe.

And in the event of a claim, we'll use our local resources and claims-handling experience to make sure you receive a fast and decisive solution. That way, you can resume your business operations with minimal delay.

Risks covered
  • All Risks property insurance
  • Business interruption and contingent business interruption
  • Multinational insurance programs
  • Natural catastrophe property damage 
  • Difference in conditions/difference in limits coverage
  • Primary and excess layers
  • Specialist covers such as Non-Damage Business Interruption or Alternative Risk Transfer solutions can be designed for individual clients

Business interruption (BI) risks can be physical, such as fire or storms, or virtual, such as an IT outage, which can occur through malicious or accidental means. They can stem from their own operations but also from a company’s suppliers, customers or service providers.

Whatever the trigger, the financial loss for companies if they are unable to provide products and services – or customers stay away – can be enormous. New risk management solutions and analytical tools can help to better understand and mitigate the modern myriad of business interruption risks and prevent losses before they occur.

In complex business continuity scenarios, we'll work with you to establish a business interruption task force. This integrated team will coordinate the overall response to a client’s major loss, working with our claims specialists and loss adjusters to deliver practical results.


So whether your global challenge comes from automotive manufacturing, pharmaceuticals, telecommunications or another complex property insurance exposure, we can support you across all of your operations.

At AGCS we cover all risks and natural catastrophe property damage and business interruption for a wide range of industries, with a particular focus on:
  • Financial & professional services
  • Real estate
  • Public sector & education
  • Hospitality & leisure
  • Retail trade
  • Airports, transport & logistics
  • Healthcare
  • Technology, media, and telecom
  • Manufacturing and metalworking
  • Lifesciences and cosmetics
  • Beverages
AGCS will consider every risk on its own merit. Capacity and coverage offered to individual clients subject to hazard, Nat Cat exposure, grading, terms & conditions.
The products and services described on this page may not be available in all AGCS locations. Please contact your local office for full information on local product availability.

Whether you're a specialized SME or Mid-Corporate operating in domestic markets or a multinational giant, your business may need to respond to a wide range of crisis scenarios at a moment's notice, often with the immediate threat of major impact on your operations, reputation, and revenue.

At AGCS, our dedicated Crisis Management team and partners are on-hand to provide you with innovative solutions that can help you respond to a number of situations, from terrorism and political violence to hostile environments.

Companies are increasingly forced to manage issues outside of their area of expertise. AGCS has a dedicated Crisis Management insurance team to provide clients tailored solutions in this area.

Emergency situations can challenge even the most prepared company. If the unexpected happens, you can look forward to support from our partner Crisis24, a leading global crisis management assistance company.

Our partnership with Crisis24  allows our customers to rapidly react in emergency situations by deploying response consultants at short notice to advise the affected companies and evacuate people on a 24/7 basis, regardless of the location.

As part of this service, you'll be able to access an online knowledge portal, filled with extensive safety, security, and travel-related advice and information.

At AGCS we cover a wide-ranging suite of crisis management insurance solutions with a particular focus on:
  • Terrorism, Sabotage, SRCC, Rebellion,  Revolution, Mutiny, Insurgency, Counter-Insurgency, Coup de état, Civil War & War; up to €100mn
  • Terrorism Liability (T3L)
  • Terrorism Event Cancellation
  • Active Assailant; up to €50mn
  • Nuclear, Chemical, Biological &  Radiological Terrorism
  • Commercial real estate
  • Financial institutions
  • Manufacturing industry
  • Construction/engineering projects
  • Entertainment/sport/film
  • Pharm/chem
  • Telco/media/IT
AGCS will consider every risk on its own merit. Capacity and coverage offered to individual clients subject to hazard, Nat Cat exposure, grading, terms & conditions.
The products and services described on this page may not be available in all AGCS locations. Please contact your local office for full information on local product availability.
Financial strength backed by
strong ratings
Network to service clients in 200+
countries and territories
Manager of 2,800+ global programs for international insurances
A tradition of excellence, 100+ years of technical expertise
Wide range of dedicated risk consulting services by our engineers
We field one of the strongest claims teams of any global insurer
92m customers globally – we insure over three quarters of the Fortune 500®
4,000+ employees in over 30 countries and 50 offices worldwide
Part of the Allianz Group, a leading financial services provider
ESG integrated into our underwriting via industry-leading rules and tools
Allianz Group is a founding member of UN Net-Zero Insurance Alliance
Learn more about our product offerings, our commitment, how we can partner and get deeper insights, with Jenise Klein, Regional Head of Corporate Property North America.

Allianz Risk Barometer

  1. Cyber incidents (44%) - 2021 rank: 3 (40%)
  2. Business interruption (42%) - 2021 rank: 1 (41%)
  3. Natural catastrophes (25%) - 2021 rank: 6 (17%)
Our mobile app is a useful resource center for all our clients and brokers in North America. It features company information, product sheets and risk appetites for every line of business and service, and contact information for underwriters and other key members of the organization.
The Allianz Group offers a wide range of products, services, and solutions in insurance and asset management and operates as an international insurer on almost every continent.
With our worldwide network, Allianz Global Corporate & Specialty (AGCS) is one of the very few global insurers with an exclusive focus on the needs of global corporate and specialty clients.